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Which Workers Get a Free Annual Health Check-up in India 2026

LexComplyLexComply6 min read
annual health check up for employees annual health check up osh code free medical examination employees 40 years osh code health examination rule 5 hazardous process medical examination

TL;DR

  • Under Central Rule 5 of the OSH (Central) Rules 2026, employers in dock work and building or other construction work must arrange a free medical examination for every employee who has completed 40 years of age.
  • Workers in factories with hazardous processes or dangerous operations are examined free of cost at any age, at intervals of up to 12 months set by the State.
  • Section 6(1)(c) of the OSH Code 2020 is the source of the duty.

Quick Answer: Employees aged 40 or more in dock work or building and construction work get a free health examination under Central Rule 5. Workers in factories with hazardous processes are examined free at any age, at intervals of up to 12 months set by the State. Section 6(1)(c) of the OSH Code 2020 is the source of the duty.

Section 6(1)(c) of the Occupational Safety, Health and Working Conditions Code 2020 (OSH Code) requires every employer to provide a free annual health examination to employees of such age or class as the appropriate Government prescribes. The Code fixes no age itself. The age and the establishments come from the Central Rules for Central-sphere work and from State rules elsewhere.

Free health examinations at a glance

Workers Age test Frequency Source
Dock work employees Completed 40 years Annual, under section 6(1)(c) Central Rule 5(1)
Building or other construction work employees Completed 40 years Annual, under section 6(1)(c) Central Rule 5(1)
Mine workers Under the mines rule Under Central Rule 109 Second proviso to Rule 5
Factory workers in hazardous processes or dangerous operations Any age Up to 12 months for hazardous processes (s.85(c)); as the State prescribes for dangerous operations (s.82) Sections 82 and 85(c), OSH Code

Which Workers Get a Free Health Check-up Under the OSH Code?

Under the OSH (Central) Rules 2026, notified as G.S.R. 345(E) on 8 May 2026, Rule 5(1) requires every employer of dock work, building or other construction work to arrange a free medical examination for each employee who has completed forty years of age.

Is the Age Threshold 40 or 45?

Forty. Central Rule 5(1) uses "completed forty years of age". Some secondary pages use 45, which is not the notified figure.

Do Younger Workers Ever Get an Examination?

Yes, in hazardous work. The Ministry of Labour and Employment's FAQ on the OSH Code, as on 13 March 2026, says factories with hazardous processes and dangerous operations must provide free pre-employment and periodic examinations irrespective of the worker's age. The State Government sets the periodicity under section 82.

Which Establishments Does the Duty Apply To?

Under the Central Rules, dock work and building or other construction work, plus mines through the separate mines rule. Rule 5 does not extend the 40-year examination to every establishment, and factories are generally governed by State rules. The multi-state labour law compliance checklist compares those State requirements. For the factory licence itself, you can use a factory licence consultant service.

Establishment Rule that governs the examination
Dock work Central Rule 5(1)
Building or other construction work Central Rule 5(1)
Mines Central Rule 109
Factories, including hazardous processes State rules under sections 82 and 85 of the Code
Other establishments As the appropriate Government prescribes under section 6(1)(c)

Can the Employer Use ESIC for the Examination?

Yes, as an option. The first proviso to Central Rule 5 lets the employer avail the facility through the Employees' State Insurance Corporation (ESIC). It is a choice, not a requirement.

What Do the Official Rules and FAQ Say?

Three sources line up. Section 6(1)(c) of the OSH Code 2020 creates the duty and leaves the detail to rules. Central Rule 5 fixes 40 years for dock and construction work. The MoLE FAQ confirms that hazardous-process workers are covered at any age.

What Does the Examination Cover?

The Code and Rule 5 do not list tests. Rule 5(2) requires the examination to be conducted by a qualified medical practitioner, who issues a certificate in Form VIII to both the employer and the employee. Section 6(1)(g) bars charging employees for medical examinations conducted for workplace safety and health.

What Records Does the Employer Keep?

The Form VIII certificate, issued to both the employer and the employee under Rule 5(2), is the core record. The employer should hold it against each eligible employee, with the date of examination and the next due date, as evidence of compliance with section 6(1)(c).

The employer registers and returns matrix lists the other OSH forms kept alongside it, and labour law compliance software tracks the wider OSH obligations.

How Are Health Examinations Tracked Across Sites?

An employer with construction sites in several States can owe examinations under different rules at each. A compliance management platform holds the examination obligation for each site, its due date and the Form VIII certificates as evidence.

LexComply does not conduct examinations or issue certificates; a qualified medical practitioner does. To see how examinations would be tracked, get in touch.

Common Mistakes to Avoid

  • Using 45 as the age. Central Rule 5(1) uses completed forty years for dock and construction employees.
  • Applying Rule 5 to every establishment. Rule 5(1) covers dock work and building or other construction work; mines follow Rule 109 and factories follow State rules.
  • Excluding young hazardous-process workers. The MoLE FAQ of 13 March 2026 confirms examinations irrespective of age in hazardous factories.
  • Recovering the cost from employees. Section 6(1)(g) bars charging employees for medical examinations.
  • Treating ESIC as mandatory. The first proviso to Rule 5 makes the ESIC route an option for the employer.
  • Keeping no certificate. Rule 5(2) requires a Form VIII certificate to both employer and employee.

This article is general information on Indian labour law, current as at the date shown above. It is not legal advice and does not take account of any particular establishment's facts. State rules may differ from the Central Rules. Obtain professional advice before acting on any position described here.

Frequently Asked Questions

Does an IT company have to provide a free annual health check-up?
Not under Central Rule 5, which covers dock and construction work. Section 6(1)(c) lets the appropriate Government prescribe other classes, so an office-based employer should check its State's rules under the OSH Code before assuming that no examination duty applies to its staff.
Is the examination cost deductible from wages?
No. The employer bears it. Section 6(1)(c) requires the examination free of cost, and section 6(1)(g) bars the employer from charging employees for medical examinations. The employer may use the ESIC facility under the first proviso to Central Rule 5, but the cost still cannot fall on the worker.
Is the health check-up mandatory for contract workers on a construction site?
Rule 5(1) places the duty on every employer of building or other construction work, for each employee who has completed forty years. A contractor is the employer of its contract labour, and the principal employer should track that the examinations happen.
How often must hazardous-process workers be examined?
At intervals not exceeding 12 months, as the State prescribes under section 85(c) of the OSH Code. The State sets the periodicity under section 82, and the examination applies irrespective of the worker's age, as the MoLE FAQ of 13 March 2026 confirms.
Which document proves the examination took place?
The qualified medical practitioner issues a certificate in Form VIII to both the employer and the employee, under Central Rule 5(2). The employer keeps the certificate as evidence and schedules the next examination, since the rule is headed as an annual health examination.

About the Author

LexComply is an AI-powered governance, risk and compliance (GRC) platform, built by practitioners and a RegTech pioneer since 2015.